Secure user and consumer authentication methods

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  • soft token

    A soft token is a software-based security token that generates a single-use login PIN. Traditionally, a security token has been a hardware device that produces a new, secure and individual PIN for each use and displays it on a built-in LCD display. Continue Reading

  • out-of-band authentication

    Out-of-band authentication is a type of two-factor authentication that requires a secondary verification method through a separate communication channel along with the typical ID and password. Out-of-band authentication is often used in financial ... Continue Reading

  • TAN (transaction authentication number)

    A transaction authentication number (TAN) is a type of single-use password used for an online banking transaction in conjunction with a standard ID and password. TANs are often in a list made by a financial institution and sent to the owner of the ... Continue Reading

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